2011 Flood Safety Awareness Week - Flood Insurance

...DAY 4 OF 2011 NATIONAL FLOOD SAFETY AWARENESS WEEK...

YOUR NATIONAL WEATHER SERVICE INVITES YOUR PARTICIPATION IN ITS
ANNUAL NATIONAL FLOOD SAFETY AWARENESS WEEK, MARCH 14-18, 2011.

TODAY’S FLOOD SAFETY THEME IS DETERMINING YOUR FLOOD RISK AND BUYING
FLOOD INSURANCE TO PROTECT AGAINST LOSS. EVERYONE LIVES IN A FLOOD
ZONE, WHETHER THAT RISK IS LOW, MODERATE OR HIGH. OVER A TYPICAL 30-
YEAR HOME MORTGAGE, FLOODS ARE NEARLY THREE TIMES MORE LIKELY TO
OCCUR THAN A FIRE. PUT ANOTHER WAY, YOUR HOME HAS THE SAME CHANCE OF
BEING FLOODED AS YOUR CAR BEING STOLEN, YET FEW PEOPLE HAVE FLOOD
INSURANCE. EVEN LOW HAZARD FLOOD AREAS ARE AT RISK. ABOUT ONE IN
THREE FLOOD INSURANCE CLAIMS EACH YEAR ARE PAID TO HOMEOWNERS LIVING
OUTSIDE OF HIGH-RISK AREAS.

YOU MAY THINK HOMEOWNER’S INSURANCE COVERS FLOODS, BUT IN REALITY,
MOST HOMEOWNER’S INSURANCE DOESN’T COVER FLOODING. JUST A FEW INCHES
OF WATER CAN CAUSE THOUSANDS OF DOLLARS IN DAMAGE. HOMEOWNERS,
RENTERS AND BUSINESS OWNERS ARE ELIGIBLE TO PURCHASE FLOOD INSURANCE
AS LONG AS THEIR COMMUNITY PARTICIPATES IN THE NATIONAL FLOOD
INSURANCE PROGRAM OR NFIP.

THE NFIP IS A FEDERAL PROGRAM ENABLING PROPERTY OWNERS TO PURCHASE
FLOOD INSURANCE AT REASONABLE RATES. IT TAKES 30 DAYS AFTER PURCHASE
FOR A POLICY TO TAKE EFFECT, SO IT IS IMPORTANT TO BUY INSURANCE
BEFORE FLOODS THREATEN. NOW IS A GREAT TIME TO BUY FLOOD INSURANCE
AHEAD OF THE SUMMER SEVERE STORM AND HURRICANE SEASONS.

FOR MORE INFORMATION, SEE THE FEDERAL EMERGENCY MANAGEMENT AGENCY
WEB SITE:

WWW.FLOODSMART.GOV

TO BUY FLOOD INSURANCE, CONTACT AN INSURANCE AGENT IN YOUR AREA.

ADDITIONAL INFORMATION ABOUT FLOOD SAFETY AWARENESS WEEK IS AVAILABLE
AT:

WWW.WEATHER.GOV/FLOODSAFETY/

 



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