2013 Flood Safety Awareness Week - Flood Risk and Flood Insurance

PUBLIC INFORMATION STATEMENT
NATIONAL WEATHER SERVICE JACKSONVILLE FL
1200 AM EDT THU MAR 21 2013

...DAY 4 OF 2013 NATIONAL FLOOD SAFETY AWARENESS WEEK...

THE NATIONAL WEATHER SERVICE HAS DECLARED MARCH 18 THROUGH MARCH 22
AS FLOOD SAFETY AWARENESS WEEK. THE NATIONAL WEATHER SERVICE IN
JACKSONVILLE WILL FEATURE A DIFFERENT EDUCATIONAL TOPIC EACH DAY
DURING THE AWARENESS WEEK.

TODAY'S TOPIC: FLOOD RISK AND FLOOD INSURANCE.

IT FLOODS SOMEWHERE IN THE UNITED STATES OR ITS TERRITORIES NEARLY
EVERY DAY OF THE YEAR. FLOODING ALSO CAUSES MORE DAMAGE IN THE UNITED
STATES THAN ANY OTHER WEATHER RELATED EVENT...WITH AN AVERAGE OF
EIGHT BILLION DOLLARS A YEAR IN DAMAGES AND AN AVERAGE OF NINETY-FIVE
FATALITIES PER YEAR IN THE PAST THIRTY YEARS. FLOODING CAN OCCUR IN
ANY OF THE FIFTY STATES OR U.S. TERRITORIES AT ANYTIME OF THE YEAR...
SOMETIMES RAPIDLY. BEING PREPARED IN ADVANCE AND KNOWING A FEW FLOOD
SAFETY TIPS WILL HELP YOU AND YOUR FAMILY SURVIVE A FLOOD IF IT
HAPPENS IN YOUR AREA.

ON MONDAY...WE TALKED ABOUT FLOOD SAFETY AND RISK. KNOWING YOUR RISK
IN ADVANCE IS THE BEST WAY TO PREPARE FOR FLOODING OF ANY TYPE IN
YOUR LOCATION. MANY OF OUR PARTNERS PROVIDE INFORMATION TO HELP YOU
DETERMINE IF YOU LIVE IN A FLOOD PRONE AREA. ALSO KNOWING IF THERE IS
A DAM OR LEVEE SYSTEM IN YOUR AREA IS IMPORTANT. CONTACT YOUR NWS
OFFICE IN JACKSONVILLE FOR MORE INFORMATION AS IT IS A GOOD RESOURCE
TO FIND OUT ABOUT DAMS AND LEVEES IN YOUR AREA AND THE RISKS
ASSOCIATED WITH THEM. IF A DAM OR LEVEE FAILS...FLASH FLOODING CAN
HAPPEN VERY QUICKLY AND YOU NEED TO KNOW WHAT TO DO BEFORE IT
HAPPENS.

ON TUESDAY...WE TALKED ABOUT HOW KNOWING THE DIFFERENT TYPES OF
FLOODS...HOW TO PREPARE FOR THEM...AND HOW KNOWING WHICH ACTIONS TO
TAKE DURING AND AFTERWARDS CAN SAVE YOU TIME...MONEY...AND EVEN YOUR
LIFE. TODAY...WE COVER WHY YOU NEED TO KNOW ABOUT THE NATIONAL FLOOD
INSURANCE PROGRAM.

IN 1968...CONGRESS CREATED THE NATIONAL FLOOD INSURANCE PROGRAM...OR
NFIP...IN RESPONSE TO THE RISING COST OF TAXPAYER FUNDED DISASTER
RELIEF FOR FLOOD VICTIMS AND THE INCREASING AMOUNT OF DAMAGE CAUSED
BY FLOODS. FLOOD LOSSES ARE NOT TYPICALLY COVERED BY YOUR HOMEOWNERS
INSURANCE POLICY...SO IT IS A GOOD IDEA TO MAKE SURE YOU ARE COVERED.
OUR PARTNERS AT FEMA HAVE ONLINE MAPS THAT SHOW IF YOU ARE IN A FLOOD
RISK AREA.

ONCE YOU KNOW YOUR RISK...YOU CAN PURCHASE NATIONAL FLOOD INSURANCE
FROM PRIVATE INSURANCE COMPANIES AND AGENTS. THERE ARE CURRENTLY OVER
ONE HUNDRED INSURANCE COMPANIES THAT SELL NATIONAL FLOOD INSURANCE
COVERAGE IN ADDITION TO SOME SIXTY THOUSAND INDEPENDENT INSURANCE
AGENTS.

ANYONE IN A COMMUNITY THAT PARTICIPATES IN THE NATIONAL FLOOD
INSURANCE PROGRAM CAN PURCHASE BUILDING AND OR CONTENTS COVERAGE...
WITH A FEW EXCEPTIONS. KNOWING YOUR LOCATION AND RISK WILL HELP
DETERMINE YOUR ELIGIBILITY. CHECK OUT FEMA’S ONLINE MAP SERVICE
CENTER TO DETERMINE YOUR RISK AND THEN TALK WITH YOUR INSURANCE
CARRIER TO SEE IF THEY CAN PROVIDE FLOOD INSURANCE OR POINT YOU IN
THE RIGHT DIRECTION IF THEY DO NOT CARRY IT.

KNOWING YOUR FLOOD RISK AND ENSURING YOU HAVE THE RIGHT INSURANCE
COVERAGE AND PROTECTION CAN SAVE YOU A LOT OF TIME AND MONEY IN THE
EVENT OF A FLOOD. PREPARE NOW...AND BE A FORCE OF NATURE!

JOIN US TOMORROW FOR INFORMATION ON THE NWS ADVANCED HYDROLOGIC
PREDICTION SERVICE AND PARTNER SERVICES.

&&

IMPORTANT FLOOD WEBSITES
NWS AHPS: HTTP://WATER.WEATHER.GOV/AHPS/

FEMA'S MAP SERVICE CENTER: HTTPS://MSC.FEMA.GOV

NATIONAL FLOOD INSURANCE PROGRAM:
HTTP://WWW.FLOODSMART.GOV/FLOODSMART/

NWS: HTTP://WWW.WEATHER.GOV

NWS FLOOD SAFETY AWARENESS: HTTP://WWW.FLOODSAFETY.NOAA.GOV

BE A FORCE OF NATURE:
HTTP://WWW.NWS.NOAA.GOV/COM/WEATHERREADYNATION/FORCE.HTML

$$




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